IFSC Verification V2

Use this API to verify the provided IFSC information. You will receive the bank name, the branch that it belongs to, the supported transfer modes, and the respective MICR code in the response. View the test data and use the information to trigger the validations. You can use the test data only in test environments such as gamma and sandbox.

Authorizations

x-client-id · string · header · required

Client ID. You can find your ID in the Merchant Dashboard.

x-client-secret · string · header · required

Client secret key. You can find your secret key in the Merchant Dashboard.

Headers

x-cf-signature · string

Send the signature if IP is not whitelisted

Body

application/json

Find the request parameters to retrieve the IFSC information

Find the request parameters for IFSC Verification V2

verification_id · string · default: test_verification_id · required

It is the unique ID you create to identify the verification request. The maximum character limit is 50. Only alphaumeric, period (.), hyphen (-), and underscore ( _ ) are allowed.

Example:

"test_verification_id"

ifsc · string · default: HDFC0000001 · required

It is the IFSC information of the bank account to be validated. It should be an alphanumeric value of 11 characters. The first 4 characters should be alphabets, the 5th character should be a 0, and the remaining 6 characters should be numerals.

Example:

"HDFC0000001"

Response

200

application/json

Success response for IFSC Verification V2

IFSC Verification V2 success response

verification_id · string

It displays the unique ID you created to identify the verification ID.

Example:

"test_verification_id"

reference_id · integer

It displays the unique ID created by Cashfree Payments for reference purposes. format: int64

Example:

123

status · string

It displays the status of the IFSC information. Possible values are: - VALID: IFSC provided is valid.

Example:

"VALID"

bank · string

It displays the name of the bank.

Example:

"Bank Name"

ifsc · string

It displays the IFSC information.

Example:

"HDFC0000001"

neft · string

It displays the status of NEFT.

Example:

"Live"

imps · string

It displays the status of IMPS.

Example:

"Live"

rtgs · string

It displays the status of RTGS.

Example:

"Live"

upi · string

It displays the status of UPI.

Example:

"Live"

ft · string

It displays the status of fund transfer.

Example:

"Live"

card · string

It displays the status of card.

Example:

"Live"

micr · integer

It displays the MICR code that can be used to identify the bank.

Example:

560751026

nbin · integer

It displays the National Bank Identification Number (NBIN) information.

Example:

1234

address · string

It displays the physical address information of the branch.

Example:

"GROUND FLOOR, 123, ABC CIRCLE, XYZ MAIN ROAD, BANGALORE - 560098"

city · string

It displays the city name where the branch is located.

Example:

"BANGALORE"

state · string

It displays the name of the state where the branch is located.

Example:

"KARNATAKA"

branch · string

It displays the name of the branch.

Example:

"BANGALORE - RAJA RAJESHWARI NAGAR BRANCH"

ifsc_subcode · string

It displays the subcode of the IFSC information.

Example:

"HDFC0"

category · string

It displays the category of the bank.

Example:

"DIRECT_MEMBER"

swift_code · string

It displays the code that identifies banks and financial institutions worldwide. The code helps pinpoint the specific bank.

Example:

"HDFCINBB"